397
Insurance is failing hurricane survivors: ‘People thought they were covered’
(www.theguardian.com)
this post was submitted on 12 Oct 2024
397 points (99.3% liked)
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How the heck is that even possible? I was forced to get flood insurance on a house that's nowhere near an ocean just because there is a stream nearby that almost never even has water in it. Getting a damn LOMA processed is confusing as all hell. Do 90+ percent of people not have a mortgage or something?
That's so weird because my house is literally on a lake and I didn't have to get flood insurance. I had to look up all of the flood maps and saw that the chance of flooding is once every 1000 years.
NOAA (I think) updated flood predictions and the flood line moved slightly toward my house. Still no flood insurance required.
Mine and flooded twice in the last 4 years. Last time I got a sump pump out in, both time insurance would not help and I can't get flood insurance as I'm not in a flood zone. FEMA helped me out both times though.