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Joined 3 months ago
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Cake day: June 29th, 2024

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  • sevan@lemmy.catoPiracy@lemmy.mlPS3 is a pirate's dream!
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    1 day ago

    I have the opposite problem. I have a dead PS3 and a bunch of games that I can’t play anymore because Sony refuses to offer backwards compatibility. I would love to be able to play those games on my PS4 or PC, but so far I haven’t been able to get an emulator working for that.




  • I used to travel quite a bit for work and I would collect state themed magnets for my kids each time I visited a new state. Most airports have magnets for sale in the gift shops that are shaped like the state with some various references to the state. I visited Chicago multiple times, but I could never get an Illinois magnet because apparently Chicago overrides any acknowledgement that it is part of a larger entity…there is only Chicago.









  • sevan@lemmy.catoOhio@midwest.socialO**o
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    1 month ago

    Apparently these rules exist in my house also. Just today, my Gen Z kid forbade me from ever saying rizz or Ohio again. Luckily, I don’t live near Ohio, so I don’t need these words for any functional purpose. In particular, she told me that Ohio has been over for, like, a year and I’m out of date on slang.


  • sevan@lemmy.catoPeople Twitter@sh.itjust.worksWeird Finance
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    1 month ago

    It’s been a long time since I worked in that space, but I think it is basically like a reloadable prepaid card you can get from visa or mastercard. I would assume there actually is a bank behind it, but the account is essentially being sponsored by someone else and there is less risk for the bank because you can’t write a bad check or overdraw the account. That makes it potentially useful if the reason you didn’t get an account is because the banks refused you or you couldn’t afford the fees. For people who are just anti-bank or worried about financial privacy, they would still want to go cash only.

    On a side note, reloadable cards can also be useful if you have friends or relatives that you want to help out now and then, especially if they are not local and maybe make poor decisions. It’s cheaper than Western Union or a money order, more secure than mailing cash, and no risk of them having access to your bank account number from sending a check.


  • sevan@lemmy.catoPeople Twitter@sh.itjust.worksWeird Finance
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    1 month ago

    According to FDIC, about 4.5% of US households do not have a bank account of any kind, but that number is much higher when you only include low income households. Some choose not to have an account, some are denied accounts by banks for various reasons.

    https://www.fdic.gov/analysis/household-survey/index.html

    Also, most banks only offer free checking accounts with direct deposit or a minimum balance. I don’t know if this is still the case, but I worked for a payroll processor many years ago and, at that time, many small businesses chose not to offer direct deposit to their employees. Paying bank fees is very difficult for low income households.

    One of the options the company I worked for had was to offer refillable debit cards to employees that their paychecks would be deposited to. This gave them the basic features of a bank without needing to create their own account.


  • The company I used to work for you could say “agent” or press 0, but you had to do it many times because it would keep trying to make you play along. At the start of Covid in 2020, the call centers were totally overwhelmed, so someone decided to change that path to say “sorry, I don’t know what you want, goodbye” and hang up.

    Surprisingly, that change caused a marginal reduction in call volume, which was the goal. So, when the call centers stabilized later in the year, Finance balked at any suggestion that the decision be reversed unless someone came up with an idea to offset the cost of the increase in volume it would cause. It stayed like that for 2-3 years and was still very controversial when it was finally put back to the way it was before Covid.


  • I’ve been applying similar thinking to my job search. When I see AI listed in a job description, I immediately put the company into one of 3 categories:

    1. It is an AI company that may go out of business suddenly within the next few years leaving me unemployed and possibly without any severance.
    2. Management has drank the Kool-Aid and is hoping AI will drive their profit growth, which makes me question management competence. This also has a high likelihood of future job loss, but at least they might pay severance.
    3. The buzzword was tossed in to make the company look good to investors, but it is not highly relevant to their business. These companies get a partial pass for me.

    A company in the first two categories would need to pay a lot to entice me and I would not value their equity offering. The third category is understandable, especially if the success of AI would threaten their business.