Yes, clickbait. The reasons given are 1) more vehicle thefts, 2) new higher minimum liability coverage (2x or 3x the old minimum) starting next year 3) no increases in past couple of years due to a pandemic freeze that is now lifted.
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The legislation will double, and, in some cases, triple the liability limits on policies. For bodily injury or death of one person in any accident, the coverage will go up from $15,000 to $30,000. For property damage per accident, it would go up from $5,000 to $15,000.
Those minimum liability limits are insane....just $30,000 coverage for killing somebody!?
Those don't sound like minimum policy limits? Weirdly worded. Where I live having less than $1 million in liability coverage would be kinda sketchy.