While car prices dip lower and gradually come back down to pre-pandemic levels, more Americans are still feeling the financial pinch from car ownership — because of insurance.
Because I live in a shit no fault state. 0 accidents, 1 ticket in 20 years. (Fuck Ohio.) My insurance should be cheap. It’s not though because they scale what I pay off everyone else.
My insurance bill is higher per month than my monthly payment on my car is. This is after shopping around for insurance.
What’s unusual about that? My insurance is infinitely higher (I own my cars outright).
Because I live in a shit no fault state. 0 accidents, 1 ticket in 20 years. (Fuck Ohio.) My insurance should be cheap. It’s not though because they scale what I pay off everyone else.
Yeah I’m in Ohio also - 0 accidents, 1 ticket in 20 years. And I’ll be adding a 2nd teenager to our coverage this year. Ugh.
My partner broke down into tears when I told them how much adding one was going to be.
And everyone clapped
lt’s not a flex; it’s because my cars are old and cheap.