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Joined 1 year ago
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Cake day: August 10th, 2023

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  • This situation has turned into a real cock for so many people.

    The place I got my mortgage through sends out emails regularly with updates on my home value, current rates, and other assorted stuff. I originally bought this house at the tail end of 2020. It’s not the best house around, still needs work, but it had the room we needed, was in our budget (220), and the payment was low because the rate was great (2.75). Our original plan was stay here a bit, get rid of some debt, and then maybe try to find what we’d like to be our forever home, wherever that may be (we’re 44).

    That idea went south in a hurry. What once probably wouldn’t have been worth sinking extra money into to fix, may now be the only choice. The aforementioned newsletter has a section where it shows what you could “save” at current rates by refinancing or taking cash out. The most recent one said I could “save” -$213400, meaning if we refinanced to take cash out to fix things up right now, it would cost us the entire price of the home yet again, on top of what the home and interest will already cost. Where a home in the 400’s was achievable before, our home in the 200s would nearly not be now.

    I feel terrible for people having to try to achieve home ownership at this point, or probably for the rest of the decade. On the one hand, I understand how fortunate I am to have gotten in when I did, and to have a home period; on the other, like many, I’m now essentially trapped, which has the ripple effect of keeping both rates and prices high because most people aren’t going to trade a sub-3% mortgage for 7%+, assuming they can even find a place to go at this point.

    Add in corporations branching out into a new area to do their level best to eliminate the concept of ownership for the majority of people, and politicians focusing on the more serious global issues like who goes in which bathroom, and my hope for the future couldn’t be squashed any further if you put it in a hydraulic press.



  • Not sure why people downvote this, it’s objectively correct. We bred these dogs to be what they are, we can absolutely breed something else to take its place. This is really basic evolution and trait selection.

    I think they’re great looking dogs, but I also think they need a similar ban in the US, barring a few highly specialized breeders, who can essentially reverse what was done to them over a period of generations. I don’t want to see them go away entirely, I’d just like them controlled until we can breed out what we’ve bred in.


  • I’m inclined to believe this, and this likely isn’t even the whole extent of it. I’ve been playing on a Series X, but decided to check it out on my Rog Ally. On low, at 720p with FSR2 on, I’d get 25-30fps in somewhere like New Atlantis. I downloaded a tweaked .ini for the Ultra preset and now not only does the game look much better, but the city is up closer to 40fps, with most other areas being 45-60+. Makes me wonder what it was they thought was worth the massive cost that the default settings give, with no real visual improvement.

    Another odd thing, if I’m playing Cyberpunk or something, this thing is in the 90%+ CPU and GPU utilization range, with the temps in the 90c+ range. Starfield? GPU is like 99%, CPU sits around 30%, and the temp is <=70c, which basically doesn’t happen playing any other “AAA” game. I could buy Todd’s comments if the frame rate was crap, but this thing was maxed out… but not getting close to full utilization on a handheld with an APU indicates something less simple.

    I’m hoping the work from Hans finds its way to all platforms (in one way or another), because I’d love to use the Series X but 30fps with weird HDR on a 120hz OLED TV actually makes me a little nauseous after playing for a while, which isn’t something I commonly have a problem with.