Unfortunately, Florida already has a socialized insurance “corporation”, Citizens Property Insurance Corp. Tens of thousands of policy holders this year were forced to move to other insurance companies if those companies would offer them insurance for up to 20% higher than they would get with Citizens.
You can only get Citizens if you cant get insurance through any other provider. Citizens coverage requires you to get flood insurance regardless of if you’re in a flood zone or not (arguably, this is smart for Florida, but does make insurance much more expensive), and the policy doesn’t cover nearly as much as you would get with other insurance companies.
As more and more news articles come out about various home owners insurance companies leaving Florida we’re seeing more companion articles about how Citizens is completely fucked up. To tl;dr some stuff, basically if Florida sees a bad hurricane and Citizens has to pay out, everyone who’s on citizens is royally fucked because they just don’t have the money to pay out.
I have all the confidence that if Florida lost all of the free market insurance and was forced to provide a socialized universal insurance scheme that Republicans would continue to run it as competently as they currently are.
Are you only interested in hosted applications? I’ve been using Keepass for years without any complaints. Though now that I’m seeing this thread filled with selfhosted vaultwarden comments, I might look into that though.