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Cake day: April 29th, 2024

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  • it’s factored into your total compensation so you’re still the one paying.

    I never understand why so many people assume insurance is “free” from the employer or that they pay 0-1000 per week/month. What we see is the tip of the iceberg. Insurance companies are perfectly lucrative and they pay tons and TONS of money to workers that make sure they make as much as possible.

    80% of premium revenues must be spent on treatment, the other 20% is what they have to profit off of. If they don’t spend 80% of the premiums on treatment they MUST refund excess earnings. See: https://www.healthcare.gov/health-care-law-protections/rate-review/

    This means if they took in 100 billion in premiums in a year, they MUST spend 80 billion dollars on treatments. The 20 billion left over is where they can make money. So they will make sure 4/5ths of everything they make goes into treatment so they never give refunds and they maximize potential profits. If they can convince companies to raise premiums 10% next year, costs will rise 10%, profits will rise 10%. It’s so obviously designed to raise the cost of premiums and treatments at the expense of all else it’s insane.

    They also don’t spend a dime over 80% of what they make if they can help it. There’s where claim rejections come in. They have mathematicians figuring out the ideal numbers and those guys make stupid amounts of money.




  • The guy rolled up his window when the cops were talking to him. Any normal person would have spent the night in jail if they did the same, and then they would be paying to get their car out of impound, and then maybe their license would have been suspended too.

    I’m not saying what they did is right, i’m saying cops in this country are assholes. That’s what we expect them to be. That’s what the policies ask them to be. That’s what their bosses want. It’s what the elected officials who set the laws and guidelines they must follow want. It’s what most very old white people want.

    We need real change, we just won’t see it in our lifetime. We’d sooner see another dictator trying to conquer the world and committing genocidal acts than do anything to address the police problem here. Nowadays cops are just legalized bullies, just the way the ownership wants.





  • Lets_Eat_Grandma@lemm.eetoMicroblog Memes@lemmy.world*Permanently Deleted*
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    13 days ago

    anything else provided by Microsoft has a better 3rd party alternative if the user wants it at all.

    Imo this is what has held microsoft back. They never really focused on the user market. All their software is pay-for-me bullshit offering promo prices for user tier education subscriptions that never retain users. Once you’re out of school you’re gonna cancel office sub, pirate it, or simply use google docs because everyone can use it without paying. Office is for businesses only.

    Google lets you use their version of office without asking for any money. They give you storage that integrates with it and doesn’t nag you to subscribe or purchase a license to do things and they don’t nag you to use it. Their email is actually good, has good spam protection. You can use google mail for small businesses without issue too whereas hotmail or outlook.com look sketchy by comparison.

    Microsoft has had so many missteps in their headlong charge believing they are the only game in town. Android has a bigger market share and a lot of people just use their phone as a computer today on a global scale.

    In the US, Apple keeps gaining market share. iOS is the #1 operating system here but fairly neck and neck with windows. MacOS is a little under half of Windows too, so combined Apple is a big majority OS wise. Apple isn’t charging for updates on any of it’s OSes, unlike all of microsoft’s. The mobile hardware division makes way more money than laptops and desktops.

    On a long enough of a timeline it seems inevitable that microsoft’s OS marketshare dominance will evaporate. It looks like only MacOS is here today as a realistic alternative since Linux is a steaming hot mess for end user computing.





  • Given that medicaid costs something like 880000 million dollars, I can pretty much promise that it saved money if it was denying people en masse.

    The whole healthcare system private and public is corrupt and lining the pockets of the wealthy at scale. All the middlemen are leeches from the insurance companies, to the “service” companies that clean hospitals, nursing homes, to the medical supply companies that charge egregious prices.

    It doesn’t matter if the healthcare provider is nonprofit because all the other ancillary services make loads and loads of cash… which means medicare/medicaid and all private insurances end up spending tens of thousands of dollars per patient, or more. Turns out… private health insurance profits are regulated to a percentage of money spent on treatments…more spend = more potential profits. It’s a balancing act of raising insurance subscription prices and raising treatment cost negotiations so that they hit that percentage and maximize profit per year.




  • Over 6,000 who have a felony conviction, over 457,000 who are dead,

    Ok, those two are fine because that’s the law. Dead people don’t need to vote, and felons lose the right. Don’t get me started on how some felonies shouldn’t count, but the law is what it is. These should be fully auditable and the info should be publicly released because in theory there is no funny business… right?

    over 463,000 whose addresses may have changed and who did not respond to a request for confirmation,

    This is the voter manipulation front and center. Forcing people to take an action will hit a LOT of legitimate voters. This will overwhelmingly affect immigrants who can’t read English. It’ll also hit the young population that are less enthusiastic about voting.

    over 134,000 who confirmed they moved, and over 19,000 who requested to cancel their registration.

    These two are whatever… assuming those moving confirmation ones aren’t just anonymously submitted. If the 134k is “they registered in a new district” then whatever… but why hide the data?

    Those removed from the voter rolls also include 65,000 who failed to respond to a notice requesting that they attest to their eligibility to vote after a secretary of state investigation indicated they may be ineligible.

    May be ineligible, not confirmed ineligible. Shouldn’t the confirmation have been done?

    Over 6,500 were removed because they are “potential noncitizens,” and of those, about 1,900 had cast votes in Texas elections, according to a statement from Abbott.

    These won’t meaningfully contribute to the numbers but i’m surprised they can know who casted votes. The ballot i’m handed on voting day doesn’t have any unique identifying information on it. It’s just a form that’s sitting on a table and my name gets crossed off a list when I go to vote and give my name. So how do they know that those 1900 voted?