The convenience of bundling is greater than my perceived risk of theft. Maybe if I lived in a place where pick pockets were more common, the algebra would change. Also, my wallet case only has 1 credit card and my drivers license. It’s pretty easy to cancel a credit card, and a new driver’s license isn’t hard to get.
FBRef has him at “only” 10.7 xA last season in the PL behind KDB (14.1) and Tripper (11.8).
https://fbref.com/en/comps/9/2022-2023/passing/2022-2023-Premier-League-Stats