Europe only :(

Also this requires exposing all your financial data to Nordigen, which defeats (in my opinion) the largest selling factor of Actual: not giving any 3rd parties access to your financial data.

Subscription fee? Actual is self hosted and “100% free” according to their docs.

They used to have a paid SaaS plan, but they discontinued it a few years ago.

Freeze Peach sounds like Free Speech

Actual Budget looks like a promising self-hosted option. Don’t think there’s any bank linking, though it’s been on the roadmap for a while. I’ve looked around and haven’t found anything else that I’d believe isn’t selling all of your financial data to advertisers.

Yep, the hardest part of Signal is convincing everyone you text to use it. Though, once you do, it’s awesome!

SMS as a protocol is pretty bunk. I’m not sure any app can save it. That’s why I just stick to the default SMS app. Well, that, and because that app is made by Anrdoid and your carrier, who can already track everything anyway, so there’s no (extra) privacy hit.

Signal / Matrix when possible and default sms app when not.

Two random nouns

Lol, it gets a few inches shorter

I had PB&J ice cream once. Maybe not my favorite, but it was yummy and memorable.

People have trouble installing Windows? You enter a license key and click next a couple times.

The Fed has massively increased interest rates in the past year or so to fend off a recession. That’s in part what led to the recent bank failures, because the banks made stupid investments hinging on low interest rates. As a whole, it’s been working wonders for the economy. Things have been stabilizing and fears of a recession have lowered.

In short, yes, 4.15% is on the good side, but it’s also pretty common in the US right now. Some savings accounts have 5%+ last time I checked, though those are harder to come by and often have stupid rules attached.

I don’t disagree, but it’s an important distinction to make that Apple is not the bank in this scenario. Goldman Sachs is the bank. Apple is basically just whitelabeling in the same way every store nowadays wants you to get their credit card. Macy’s giving you a credit card with their name on it does not make them a bank. Same goes for Apple.

Yes, hence the unusual spike in this case

Normally pre-loading helps to even the load. For automatic updates, Steam strategically distributes them to even the load.

Another helpful community lost to the data blackhole that is Discord :(

Better yet: start getting your coffee from a local shop and stop going to Starbucks at all! The trick is finding a local shop with real specialty drinks, not just a variety of syrup flavors.

$30 CAD is only $3.30 CAD ($2.47 USD) more than the $20 USD price.

Why are they reimagining anything? Hasn’t BattleBit proven that what Battlefield really needs is to go back to its roots? Just make Bad Company 3!

Export your settings from reddit: Settings shortcut: Backup > Backup now Import them into lemmy: Settings shortcut: Backup > Restore from backup

The best argument I’ve hard in favor of dealers is that they introduce competition in sales of a single brand of vehicle. Instead of Ford having a monopoly on Ford vehicles and selling for MSRP only, you can shop around Ford dealerships that all sell the same product but have to compete with eachother on price or whatever.

That system starts to break down when, like in recent years, dealerships collectively decide to stop selling vehicles for MSRP or below and all tack on thousands of bullshit dealership markup fees. Also dealerships are exclusively run by scum of the Earth which massively taints the entire car shopping experience.