Everyday things would be different. You have to account for tails everywhere. Bandaids wouldn’t work with fur. Would shirts be worn, or would natural fur coats be all that is there? Food workers would have full body nets. Claw tips come out of a different area and would make some tasks that use fingertips difficult (typing)…
Do otters count with marine mammals? Birds are very good at manipulation and some can create some tools. In your description I think that world would have some pretty serious segregation issues.