If you want to hear something grim, in the US legally (at the federal level) your employer doesn’t even have to cover health insurance if it’s under 50 full-time employees.
I don’t get what employers have to do with your health insurance in the first place. Is this some weird way to keep you working at the threat of your healthcare being taken away?
In Germany your employer usually needs to pay 50% of your health insurance, given you work over a certain hour per week threshold. I mean in the end it’s by convention and as employee you do not profit as a higher wage would be preferable. Historically grown, but not solely a US thing (even if not really comparable).
I am not sure if you are being cynical tbh. I was reacting to a comment stating it’s weird your employer plays a role in health insurance in US, my point was he does in Germany too.
Of course our social system is totally different. The tax payer will usually cover your insurance in case you lose your job. Coverage levels are not a thing, everybody has more or less the same level which is rather high compared to other countries. However there is private insurance for high earners and state employees that do not pay into the public fund, meaning we do have a two class system which is pretty unfair.
If you want to hear something grim, in the US legally (at the federal level) your employer doesn’t even have to cover health insurance if it’s under 50 full-time employees.
I don’t get what employers have to do with your health insurance in the first place. Is this some weird way to keep you working at the threat of your healthcare being taken away?
The US is weird af
In Germany your employer usually needs to pay 50% of your health insurance, given you work over a certain hour per week threshold. I mean in the end it’s by convention and as employee you do not profit as a higher wage would be preferable. Historically grown, but not solely a US thing (even if not really comparable).
Do you also lose your healthcare insurance if you get fired, and also does your employer determine the insurer and coverage levels offered?
I am not sure if you are being cynical tbh. I was reacting to a comment stating it’s weird your employer plays a role in health insurance in US, my point was he does in Germany too.
Of course our social system is totally different. The tax payer will usually cover your insurance in case you lose your job. Coverage levels are not a thing, everybody has more or less the same level which is rather high compared to other countries. However there is private insurance for high earners and state employees that do not pay into the public fund, meaning we do have a two class system which is pretty unfair.