Super behind. Long story short, signed a year long lease, had to leave the country in the middle of the lease, sublet it out to two people but one of them ditched halfway through and I couldn’t get another subletter. I have some cash on hand but not enough to cover what is essentially a fifth of the entire lease.

I can probably pay the remainder back in installments, but not sure if the leasing company will let me do it, should I even bother reaching out to them or will that just further incriminate me?