If you don’t pay off your monthly credit card statement in full you will have to pay 25% interest until its paid off, not fun. So instead as a fail safe, I created 2 cashapp accounts, 1 attacked to my checking account for my bank, and 1 attached to my credit card.
This sounds sufficiently similar to “Check Kiting” that I’d be extraordinarily surprised if it is not considered fraud.
This should be in ULPT or SLPT, not LPT.